Chidifinance

Connecting Web2 and Web3 is a big mission. If done right, it can bring massive liquidity into blockchain. This is exactly what The Open Network (TON) is building together with Telegram. With over 900M users, Telegram makes it easy for people to enter Web3 through mini apps and bots.
In my view, TON has already helped bring many new users into crypto. A good example is Hamster Kombat. Even though it received criticism, it introduced millions of people to blockchain for the first time in 2025. Similar Telegram games continue to onboard new users today.
Another important development is the tools

The TON ecosystem is very diverse, and much of that growth comes from its integration with Telegram. Because Telegram has over 900M users, new products keep emerging that make it easier for people to enter Web3.
Some popular examples include:
• NFT Gifts
• NFT Stickers
• Tap-tap games (now evolving into more advanced mini-apps)
These features use Telegram’s massive user base to drive Web3 adoption.
If you look at STONfi, the largest DEX on TON (about 80% market share, ~$25.4M TVL, and $6.9B+ total volume), you’ll notice liquidity pools with high APRs, especially for Telegram-themed tokens like

Most DeFi traders are losing 3% of their portfolio every month to a "tax" they don't even know they're paying.
If you’ve ever noticed that your "received" amount is significantly lower than the market price during a swap, you’ve been a victim of fragmented liquidity. In the $TON ecosystem, liquidity is exploding, but it is scattered across dozens of pools. For a retail trader, manually hunting for the best price is a losing game. This is the exact problem that Omniston was engineered to solve on STONfi.
~ Why the "Old Way" of Swapping is Broken
Standard Decentralized Exchanges (DEXs) use a bas

In DeFi, a "Glossy Pitch Deck" is not a security feature. On-chain proof is.
The collapse of centralized entities taught us a hard lesson: "Don't trust, verify." At STONfi, we apply this to our RWA (Real World Asset) integration. We don't just tell you the assets are there; we prove it using Chainlink Proof of Reserve (PoR).
~ How On-Chain Verification Protects You:
• Real-Time Audits: Chainlink PoR provides an automated, tamper-proof feed that verifies the collateral backing xStocks (like xAAPL or xNVDA).
• Transparency: Anyone can check the smart contract to see that the tokenized supply mat

Why wait for "Market Open" when the blockchain never sleeps?
Traditional brokerage accounts come with a list of headaches: 3-day settlement times, account opening fees, and the lack of true ownership. On STONfi, we are replacing the "Broker Model" with xStocks, tokenized representations of real-world assets (RWA) that live directly in your wallet.
~ xStocks: The New Standard for Exposure
1️⃣ True Self-Custody
In a traditional bank, you own a "claim." With xStocks on STONfi, you hold the asset in your own TON wallet. You are the only one with the keys.
2️⃣ Instant Settlement
Forget T+2 settleme

Bitcoin is no longer just a "Store of Value"on TON, it's a yield-generating engine.
For years, Bitcoin holders had to choose between the security of their $BTC and the opportunities of DeFi. With the arrival of cbBTC on TON, that dilemma is officially over. STONfi is now a primary gateway for bringing the world’s largest asset into the world’s fastest-growing ecosystem.
~ Why cbBTC on TON is a Game Changer:
• Seamless Liquidity: No need for complex wrapping protocols. cbBTC brings Bitcoin’s massive liquidity directly to STONfi swaps.
• DeFi Utility: Use your Bitcoin to provide liquidity in cbB

Self custody was the original promise of DeFi. But for years, traditional assets like stocks and ETFs lived outside that promise. You could trade tokens permissionlessly, yet global benchmarks still required brokers, paperwork, and regional gatekeeping.
xStocks on STONfi change that structure.
These assets exist as native tokens on The Open Network. They behave like any other DeFi asset in your wallet. You can swap them. Hold them. Integrate them into strategies. All without traditional custody friction.
Here is the important distinction.
Issuers and custodians manage the off chain economic ba

Markets are global. Access isn’t.
That’s the gap xStocks on STONfi are closing.
Traditional stocks and ETFs, the backbone of finance, often come with paperwork, intermediaries, regional restrictions, and custody friction.
xStocks flip that model.
Tokenized on The Open Network as jettons, they reference real-world assets like Apple or the S&P 500, while behaving like any DeFi token in your wallet.
That means:
• 24/7 on-chain access
• Self-custody control
• Seamless integration with DeFi tools
• No traditional brokerage friction
Off-chain custodians manage the underlying asset economics.
But you

xStocks aren’t just tokens. They’re where Wall Street meets Web3.
For years, DeFi tried to ignore traditional finance’s anchors, stocks and ETFs. But sidelining trillions in real-world value isn’t innovation. It’s limitation.
On STONfi, xStocks represent that overlap.
How the structure works:
• Off-chain issuers and custodians manage the real-world backing
• On-chain, assets exist as TON-native jettons
• They swap, stake, and integrate like any DeFi token
Built on The Open Network, this enables seamless transfers, low fees, and fast execution.
The key shift? True self-custody.
Issuers may mana

OTC trading shouldn’t require blind trust.
Traditional OTC desks depend on counterparties and custody risk. Escrow Swaps on STONfi replace that trust layer with code.
Here’s why that matters:
• Zero-custody execution — funds lock inside audited escrow smart contracts
• Private liquidity access — deeper routing than standard AMM pools
• Atomic on-chain settlement — no partial fills, no settlement risk
Want to swap tokenized S&P exposure for TON? Escrow routing sources competitive off-chain quotes and settles on-chain in one transaction, reducing slippage compared to shallow public liquidity.
Wi

Security is not a feature.
It’s infrastructure.
On STONfi, protection is built into the protocol design:
Immutable liquidity pools
Once deployed, core pool contracts cannot be altered. Code stays locked.
7-day upgrade delay
Any upgrade goes through a transparent timelock, giving the community time to review before execution.
MEV resistance by design
Running on The Open Network, sharded architecture reduces common Ethereum-style front-running and sandwich attack patterns.
Independent audits
Security reviews conducted by Trail of Bits and TonTech strengthen contract reliability.
Smart trader ha

Think you’re safe in DeFi? One wrong click can cost you everything.
TON stands out because architecture matters. Built on The Open Network ($TON), it uses asynchronous design and sharding, reducing transaction reordering and front-running risks that plague other chains.
On STONfi, security is built into every layer:
• Fully non-custodial swaps, your funds, your keys
• Open-source codebase on GitHub
• Bug bounty programs via CertiK
• Transparent governance and upgrade processes
Security habits that save:
• Ticker ≠ contract; always verify the address
• Check liquidity depth before large trades

What if the real alpha in 2026 isn’t yield… but security?
On STONfi, protection isn’t marketing. It’s built into the system.
Time-locked upgrades
Any protocol change goes through a delay window. If something feels off, you have time to withdraw before it goes live. No surprises.
Fairer trade execution
Built on The Open Network, TON avoids a single global mempool. That means fewer front-running games and more balanced execution.
Proof of Reserves (PoR)
xStocks reserves are verifiable, adding transparency for tokenized assets.
As Africa’s crypto adoption grows, trust becomes the real competitive

On STONfi, staking unlocks:
GEMSTON yields
Earn protocol rewards while supporting ecosystem growth.
DAO voting power
Governance is on-chain. Your stake = your influence. Proposals follow a clear structure:
• Problem
• Proposed solution
• Risks & tradeoffs
Tokenomics edge
• 100M max supply
• Deflationary burns
• Utility tied to staking + governance
Why it matters:
The more you stake, the more weight your voice carries in shaping upgrades, incentives, and liquidity strategy.
Built on $TON , staking remains fast, low-cost, and fully non-custodial.
Think of it like Lagos’ crypto builders. Strong c

Omniston vs Traditional Bridges
With STONfi Omniston, swaps are routed through aggregated liquidity across 80+ chains, without relying on typical wrapped-asset bridge models.
Why that matters
• No dependency on single bridge contracts
• Reduced counterparty exposure
• Competitive pricing via RFQ quote competition
• Smarter execution across multiple liquidity sources
Roadmap highlights:
• BTC and ETH routing expansion
• Closed alpha phase rollout
• Continued cross-chain scaling across the TON ecosystem
Built on The Open Network, users benefit from low fees, fast confirmations, and seamless Tele

Turn on smarter routing, save more per swap.
With STONfi Omniston enabled, a $1,000 USDT → TON swap that might lose 0.8% to slippage ($8) on basic routing can be optimized through RFQ and smart path splitting. Even if the route looks “longer,” it often delivers better final pricing.
Omniston aggregates deep liquidity across the ecosystem, helping reduce slippage and hidden costs. With millions in TVL and billions in cumulative volume, routing depth keeps improving.
Powered by The Open Network, users also benefit from near-instant execution and very low transaction fees. And with Telegram walle

Why expand cross-chain?
Because liquidity grows where interoperability exists.
With STONfi Omniston, cross-chain swaps are powered by:
RFQ-based pricing
Resolvers compete to give the best executable quote.
Escrow-backed execution
Funds are secured during the swap process, reducing risks often associated with traditional bridge designs.
Instead of relying solely on single bridge pathways, Omniston aggregates routes and optimizes settlement across chains.
Built on The Open Network, users benefit from low fees, fast confirmations, and growing cross-chain connectivity.
Why it matters:
• More liqui