Why did ancient times punish entire clans for crimes?


For example:
Xie Jiaying owed 2 trillion yuan, but his two sons still have 2.3 billion dollars, living a worry-free life.
He had long planned ahead, setting up a trust fund of 2.3 billion for his sons.
Established as a single trust. This 2.3 billion cannot be taken away by anyone, the principal cannot be withdrawn, only the interest can be used, which amounts to over 40 million each year.
Even if his sons later become debtors subject to enforcement, no one can touch this money. It truly secures the future for generations of descendants.
One person suffers, and several generations can enjoy wealth and honor.
Some "great smart" people say he's foolish.
Through this, it seems to explain why, in ancient times, severe crimes led to the punishment of the entire clan.
Abolishing collective punishment, establishing trusts, and leaving a backup plan for oneself—truly a high-level strategy.
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