Bipartisan Housing Bill With CBDC Ban Set to Become Law Without Trump's Signature

The 21st Century ROAD to Housing Act, which passed both chambers of Congress in June with bipartisan support, will become law without President Donald Trump's signature. The legislation includes a provision barring the Federal Reserve from issuing a central bank digital currency until December 31, 2030.

Under the U.S. Constitution, a bill becomes law without presidential signature if it remains on the president's desk for 10 days while Congress is in session. Trump canceled a planned signing ceremony in June and confirmed he would not sign the bill, allowing it to take effect without his approval or veto. The CBDC ban, which opposition Republicans sought to secure their support for the housing package, is now set to advance as statutory policy for the remainder of the decade.