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🇮🇳 INDIA'S DIGITAL RUPEE GOES LIVE IN WELFARE PAYMENTS
RBI is now routing parts of India's $80 billion welfare system through the e-rupee (CBDC).
What's live:
🔹 ~10 active pilots with World Bank + PNB
🔹 Maharashtra: 80% drip irrigation subsidy paid in programmable e-rupee
🔹 Gujarat: 7.5M households targeted for food subsidy by June 2026
🔹 Funds spendable only at approved vendors, zero leakage, instant settlement
The numbers:
▫️ Users: 7M → 10M in 2026
▫️ Total volume since 2022: just $3.6B
▫️ China's e-CNY: 200M+ users
Why it matters: India is hunting for a CBDC killer use case. Welfare payments fix corruption + drive adoption in one move. Also sets up the BRICS CBDC link for 2026 summit.