CryptoWorld News reports that SoFi announced its cryptocurrency service now supports XRP deposits, but because it currently does not support withdrawals to external wallets, it has caused dissatisfaction among users. Currently, users can only hold or trade XRP within the platform and cannot transfer it to on-chain wallets. This design has been criticized by some users as a "similar to ETF model," believing it only offers price exposure without truly integrating into the crypto ecosystem. SoFi stated that they will open withdrawal functions in the future but have not provided a specific timeline.