Deposit 2 million, 5% interest, earn 100k a year just lying around. Sounds amazing, right? I used to think making 100k a year from work was difficult, but now I've discovered that "money making money" is so easy.

But think about it carefully:

If everyone deposited 2 million > everyone earned 100k passively > who would actually work? Who would produce food, fix pipes, deliver food orders?

The answer is: it's impossible for everyone to just lie around.

So society inevitably splits into two types of people:

1. Those with 2 million earning interest passively
2. Those without 2 million, forced to work

The second group produces 200k of value per year:
100k goes to their own salary, 100k goes as interest to the first group

This is the core exploitation logic at the bottom—as long as the channel for "money making money" exists, people without capital to generate returns will forever be working for others.