Gate Launches USAT Fixed-Term Savings with Up to 15% Annual Yield

Last Updated 2026-04-01 01:37:43
Reading Time: 3m
Gate has introduced USAT Fixed Term Earn products, featuring three Lockup Terms: 7 days, 14 days, and 30 days, with APYs reaching up to 15%. Users can participate with a minimum of just 1.5 USAT. During the event, users can choose from various term options based on their individual Asset Allocation requirements, providing more opportunities to explore stable asset management strategies.

Gate Launches USAT Fixed Term Earn Products

Gate has launched USAT Fixed Term Earn products, providing users with several lockup term options. The product features three lockup periods—7 days, 14 days, and 30 days—so users can select the plan that best fits their capital allocation needs.

During the promotional period, the USAT Fixed Term Earn product offers a maximum Annual Percentage Yield (APY) of 15%, with a minimum subscription threshold of just 1.5 USAT, giving users more flexibility in asset management.

Promotion Period: March 27, 2026, 08:00 UTC – April 27, 2026, 08:00 UTC

Subscribe to USAT Fixed Term Earn now on Gate Simple Earn: https://www.gate.com/simple-earn

Three Lockup Terms and Yields

The USAT Fixed Term Earn product provides three lockup terms, allowing users to choose the option that aligns with their capital allocation strategy.

The 7-day term offers an APY of 10%, ideal for users prioritizing liquidity. The 14-day term provides a 12% APY, striking a balance between yield and duration. The 30-day term delivers the highest APY—up to 15%—making it the most profitable choice among the three.

Each term has a total subscription cap of 7,900,000 USAT. For detailed rules on subscription, redemption, and interest distribution, please refer to the information shown on the subscription page.

USAT Project Overview

USAT is a stablecoin jointly issued by the project team and a US federally regulated digital asset bank. The project aims to create a stablecoin framework product that meets the requirements of the GENIUS Act.

USAT is issued on the Ethereum network and follows the ERC-20 Token Standard. This structure enables the stablecoin to leverage a mature smart contract ecosystem and broad market liquidity, supporting multiple use cases. USAT does not distribute returns to token holders; it is primarily designed as a principal-protected digital cash equivalent for trading platforms and institutions.

Participation Guidelines and Rules

When participating in USAT Fixed Term Earn, users should note the following:

  • Interest is distributed in USAT tokens.

  • Users can view return details through Investment History → Fixed Term → Interest Return.

  • Product quotas are limited and allocated on a first-come, first-served basis.

  • Any violations or cheating will result in disqualification to maintain fairness.

Risk Reminder

The crypto asset market is subject to various factors, including market conditions and regulatory changes, which may cause significant price volatility. Before participating in Earn products, users should fully understand the associated risks and make informed decisions. Additionally, users in the United Kingdom and certain restricted regions cannot access this service. For specific restrictions, please refer to the platform User Agreement.

User Agreement: https://www.gate.com/legal/user-agreement

Summary

The USAT Fixed Term Earn product provides users with flexible asset allocation options through multiple lockup terms and varying yields. Whether you seek short-term liquidity or higher returns, you can select the plan that best meets your needs. We also recommend staying informed about market conditions and risk factors to manage your assets prudently.

Author:  Allen
Disclaimer
* The information is not intended to be and does not constitute financial advice or any other recommendation of any sort offered or endorsed by Gate.
* This article may not be reproduced, transmitted or copied without referencing Gate. Contravention is an infringement of Copyright Act and may be subject to legal action.

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